Ensure both you and the buyer understand this and agree if you will release the car before or after receiving the money. -----We're currently experiencing an unexpected outage to PayID and OSKO services. Pay your eligible gas, electricity and phone bills, rates and more, with Post Billpay. When paying to a BSB and Account number and PayID, you’ll know it will be an Osko payment as the ‘Payment method’ will be Osko or the Osko logo will appear on the Payment review page in Online Banking. Osko is brought to you by BPAY and works alongside this existing operator, but with a focus on person-to-person payments over paying or issuing bills. It’s an instant payment system between banks, so if I make a payment to your bank account and both our banks are OSKO compatible, the. Benefits of the NPP include: – Make payments in near real-time 24/7, with funds being available almost instantly to the payee. FAQ Commonwealth Bank. It's been over 24 hours and I just googled osko scams to find that with first payments, osko withold the money for 24 hours to make sure it's not fraud. However, 3 large part payments (made on 8th, 10th and 11th October) have not been received into the selling agent's trust account. The account name is not used to transfer the payment. Australia's New Payments Platform (NPP) went live in February last year; the platform allows for the transfer of money from one person to another in near real-time, using an email address or phone. Not sure I would use PayID/OSKO for larger ticket items based on my experience below: I sold a used car for $3500. 2. Call us Monday to Friday. Future-dated, recurring payments. Pretty much halts the country’s transfer of funds between banks. My Osko payment was also rejected. If it says date 27 Feb 2019 then it was a transaction made at the time of printing the. Internet banking . Nowadays, many transfers between Australian banks happen using Osko – you'll see the symbol when you do your transfer. It provides Australian consumers, businesses and government faster, simpler, smarter payments through a fast, versatile and data-rich payments system. PayID can operate when sending funds over Osko and Single Credit Transfer (SCT). Commbank have a very annoying policy regarding first time Osko and PayID payments - namely a delay for instant payments. Corporate Cheque Account - Standard Interest. Ideal for processing regular mail or phone orders. You can increase your Pay Anyone daily limit up to $50,000 in e-banking. Fast Osko ® payments can be made to a PayID or a BSB and account number. Payments made from an Orange Everyday bank account through the New Payments Platform will be capped at $1,000 per day per account. Westpac: They offer a wide variety of payment options, including instant transfers. I would never do Osko on a purchase as you have zero chance of recovering your money. Osko is backed by BPAY for added security. However, sometimes these transactions don’t go through — they’re stuck as pending transactions. A funds transfer is the electronic movement of money from one bank account to another. First time it is delayed 24 hours. User #122576 6317 posts. User #873703 611 posts. Call us on 132 888 for any questions, we're here until 8pm AEDT or between 8am and 8pm AEDT Thursday and Friday. 8:00am to 6:00pm. Whether you’re paying a roommate, a good mate, a workmate or even a tradie’s rate, it’s handy to know that paying or getting paid is easy with Osko. Additionally, when you make a payment to a PayID, the recipient’s name will automatically appear. Then put $500 which was instintajkous and the next $4500 went through straight away as well. PaleDeathSaracens. Mistaken internet payments . Transaction limits a. Unfortunately, in these cases, delays can occur which are outside of the control of your bank and Selfwealth. The payment will come through immediately. Can you cancel an Osko payment? You can’t cancel a payment with Osko unfortunately. 8. Call us on 132 888 for any questions, we're here until 8pm AEDT or between 8am and 8pm AEDT Thursday and Friday. . User. Get paid quickly when you receive Osko ® payments. After you create a PayID you can tell payers to make Osko payments to your PayID instead of giving out your account information. Sorry haven't tried the app. Low interest rates on my mortgage and investment loans, margin loan is easy with my share trading account. It offers easier account identification by phone number and email. Shady Osko & PayID Practices with Commonwealth Bank. Osko sends bank transfers between participating banks and financial institutions quickly. Both banks have to accept Osko payments for them to go through (and some banks still do not have it), and some have limits on the amount, so if the payment exceeds that amount (or they have made other Osko payments the same day to exceed the amount cumulatively), it'll be sent as a standard transfer and this won't show up in your account until the next business day. Make fast bank transfers – 24/7, 365 days a year. Hits payments processing. Osko is a service from payments platform BPAY, which was launched in February 2018. iii. com. I'm pretty convinced it's CBA playing shenanigans. Depending on your bank, PayID may also appear under the names: NPP or Osko or Fast Payments. To make an Osko payment using a PayID, simply: Head to the Pay Anyone menu within Greater Bank’s Online Banking or App. Both banks have to accept Osko payments for them to go through (and some banks still do not have it), and some have limits on the amount, so if the payment exceeds that. I have deposited cash both ways and although my bank has OSKO it will not transfer quickly without using pay ID. Westpac is partnered with coinbase. You can make payments to anyone at most Australian banks using their BSB and account number or to a PayID. A batch can contain one to 5,000 payment instructions to a maximum value set by your Daily Osko Limit. Login and select Payments and select ‘PayID register’. Osko is a form of BPay payments that has been developed to be faster and more secure way of sending money from payer to payee. Pay your bills via BPAY ® 2. Common reasons PayID/Osko transactions can be delayed: First time deposits: Your bank may halt your transfer for up to 24 hours if you are sending it to a new PayID destination. One of the first services to use the NPP technology is Osko by BPAY. As we’re fully digital without any branches, you need to transfer money into your account from another Australian bank account or have your salary paid directly into your account. However more on Pay ID below. Occasionally, we aren’t able to send it via Osko. I OSKO'd a dealership $30k yesterday (was meant to be $35k, but $30k is the max you can transfer unless you go into a branch, and it was a public holiday here yesterday in Geelong. Once your bank sends it through Osko (to Osko) it will be instant. > The SWIFT instruction is correctly formatted to meet our STP requirements. Transfers to another financial institution using Fast Payments (Osko) Make a Fast Payment using someone’s BSB and account number, or their Pay ID (email, mobile phone. English. This answers whether someone can reverse. Pay almost anyone using their PayID or bank details. 4 When using Hume’s internet banking or mobile banking, you can perform the following Osko Payment transactions: (a) receive or send single or multiple Osko Payments; and (b) add or modify scheduled and recurring Osko Payments. Step 3 Enter your Police Credit Union member number and access password (same password used for Online Banking). I hadn't seen it when I had looked through that article. -The payment is not a valid OSKO purchase. How to identify if it is a future payment? A. Still waiting over 48 hours. although the payment can be slower without Osko. Instantaneous payments (aka Osko) and PayID are both features of the new National Payments Platform. Great features and fee free as long as you do the $1000 and 5 taps. While this is 100% a scam, OSKO payments often get blocked or delayed by banks thinking it may be a scam. Osko is the overlay service developed by BPAY ® that allows fast payments to be made. ago. PayWay Batch Payment processing lets you process large volumes of online and periodic credit card payments by simply uploading a file. com. However at Macquarie PayID transactions cannot go over Osko they have to use SCT which means the institution you're sending to or sending money to Macquarie needs to also support SCT. Thanks for taking the time to reply and point that out. From a BOQ account to a myBOQ account (or vice versa) On a non-business* day or after 5. Whether or not the payment is sent via the Osko service depends on whether your account is. OSKO is a fast-payment service that provides users with close to real-time payments between other users and banks that support OSKO. Fast Osko payments will not be available on some STG accounts (including credit accounts), to offshore bank accounts or for transfers in a foreign currency. ago. We’ve listened to your feedback and have improved the Pay Anyone experience to make it easier to use. Therefore, you won’t be able to make a fast payment to that recipient or pay to their PayID. through us. From your Dashboard, Select the 'Deposit Funds'. To do this, simply: log on to your online banking. Only customers in New Zealand can use our PayID for OSKO. the person paid via osko in person. Along with Osko a new service called PayID has been introduced. Help using Direct Deposits - (Quick Deposit - Direct Deposit)Osko Fast Payments FAQs. Easy to deal with, fast turn around times. “Osko Payments is just the beginning and we. We determine the payment method based on the payment details. Most payments can have up to 99 beneficiaries (i. While other times it takes a long time (half a day maybe). Osko payments typically transfer in less than a few minutes. Although the money is immediately. Osko is the overlay service developed by BPAY ® that allows fast payments to be made. Now that St. so commbank can hold onto it for a day to make a little interest. . If the recipient’s PayID is a mobile number: Select 'Mobile number' from the options and locate the person you want to pay from your phonebook, or press the + sign to enter their mobile number. . Unsure if I need to call the bank or not. As of 1/1 2022, according to cryptoranking the following applies: Westpac Cryptocurrency Policy. You could reverse a transfer if you made a payment to the wrong account. Osko payments and payments to PayIDs can only be made through Westpac Online Banking. 1/1/23 was a Sunday so the transfer would go through on the next business day (2nd was a public holiday), hence why it came through on the 3rd. Never had a osko payment take longer than 10 seconds. Osko offers customers the ability to transfer money from one participating bank to another almost instantly, either by using a BSB and account number or a PayID. Pretty sure when I bought a car for roughly 17k it went through straight away. *Scheduled payments are subject to systems and funds availability. It allows users to plug in phone numbers and emails to send money rather than bank details. Bendigo Phone Banking 7 5. When paying to a BSB and Account number and PayID, you’ll know it will be an Osko payment as the ‘Payment method’ will be Osko or the Osko logo will appear on the Payment review page in Online Banking. Fast payments are coming, but data is critical. Information history The table below details the retention period of information in Online Payments: Information Retention periodPeople are being warned about a new scam on online classifieds networks. It's been over 24 hours and I just googled osko scams to find that with first payments, osko withold the money for 24 hours to make sure it's not fraud. Ensure both you and the buyer understand this and agree if you will release the car before or after receiving the money. I do OSKO transfers on the Netbank website several times per month and they are instant. Similar, as they go through the NPP, but not the same. Payments made between and 7. You probably need to hassle your friend to call them, if it's an urgent issue. Other payments (not Osko) are generally available on the next business day. Hi Joker G. The thing that messes it up is the banks that delay the payment for 24 hours when it's a new recipient (which of course a Gumtree buyer/seller is likely going to be) which defeats the purpose of instant payments. ANZ to UBank, 6 hours ago and still hasn’t come through - anyone have any experience with this? granted it’s a first time payment but i thought the point of. It doesn’t replace your BSB and account number which stay exactly the same – it’s like a nickname for your account. "Osko" means the Osko payment service. Osko is backed by BPAY for added security. Those are just some of the ways BPAY is in your corner. Open the CommBank app. (Mastercard debit only), and you can't do OSKO payments. Both the sending and receiving bank accounts must be enabled for faster Osko payments. Regular transfers, before OSKO were run in several batches throughout the day. For a Payment using a BSB and account number to a Westpac account (other than an Osko Payment) we. 9:30am - 5pm, Fri. This limit operates as a sub-limit of the Pay anyoneA major outage in Osko’s online banking system has created chaos for millions of Australian customers, leaving “unbelievable numbers of people without money”. > Correct details are quoted. These could be: The BSB or account number used may be incorrect The payee’s account or financial institution may not accept Osko Payments The PayID may be incorrect There may be an issue with the system. 1 An Osko Payment instruction is irrevocable. Alert: Planned maintenance - Sunday 22 October 2023, 12:30AM - 7:30AM AEDT. PayID payments can be made to the following types of PayID: mobile number, email. Most payments can have up to 99 beneficiaries (i. If a recipients institutions isn’t enabled for NPP then you will be notified and the payment will be processed as a Direct Entry (EFT) payment where eligible. Pay Anybody. If the payee is registered for PayID, their name will be displayed on the payment screen to reassure you that your payment is going to the right place. (b) Where we are reasonably able to do so, we will tell you:An industry-wide outage to Osko payment processing is causing chaos for Australians. Most Osko payments made through the NPP are cleared in less than 60 seconds – no matter what time of day or night they’re sent. User #568882 5061. You may have heard about the upcoming ‘New Payments Platform’. “The RBA is currently affected by an issue affecting OSKO payments, they’re looking into this and we will. Osko payments to participating Australian banks are typically received within. in the nearest branch. Go to Digital Surge. The only time such a payment may be held, is when the bank has a low Osko transfer limit – in which case it will not go until Monday as a normal transfer. Nah this was more of a rant haha missus is sick of hearing me talk about it haha. Benefits of Pay Anyone & Osko. No, Osko and PayID payments are only available for AUD transactions within Australia (domestic payments), find out more. Banks took heat from customers, who. Pay almost anyone using their PayID or bank details. Once all of Australia’s big four banks are utilising the full range of services, BPay forecasts that its current run rate of around 300,000 Osko payments a day will ramp up to 1-1. Choose the PayID name you would like to use for your business. Unlike domestic. Your PayID name is displayed to your payers to verify before confirming the payment. You will see the transaction appear as Osko or. Hi I made a payment by pay id/ Osko, through my bank Westpac now the funds left my account straight away. Please select the reason that best matches the purpose of your. Pay a bill. It came to the Australian market in 2018. Osko payments are subject to available funds and are included within your St. NAB is the only bank at the moment which allows Osko transfers up to $20,000 a day. d) Osko allows You to make and receive Osko Payments to other Osko users located within Australia in near real-time. TLDR; SHAKEPAY chooses to ignore and brush off issues of people sending wrong tokens to wrong addresses and just calls it "Lost Money", rather than providing a solution the problem, which there are a few ways to do so. Before 5. -The payment is not a valid OSKO invoice. Depending on your account, you may be able to request a wire transfer at a branch which will be received within 2 hours if processed before 4pm AEST (payments processed after this time will be received the next business day). This indicates that the payment was sent via the New Payments Platform (NPP) infrastructure using Osko ®. Call us on 132 888 for any questions, we're here until 8pm AEST or between 8am and 8pm AEST tomorrow. Westpac bank transfer times. Each bank does PayID payments a little differently – for some, PayID will automatically appear as an option, for others you may have to select an Osko payment (or another. Osko is a form of BPay payments that has been developed to be faster and more secure way of sending money from payer to payee. Q. Simpler for people to pay you. auThe first time I used Osko I made two payments from separate banks on a Sunday night and it was all done within 15 or so minutes. Call us on 1300 131 844 or visit your local branch and we’ll get you set up today! Step 1 Go to your favourite app store. Security Investment Account. 8am-6pm, Mon - Fri (Sydney time) From overseas. Find out more about the New Payments Platform, Osko and PayID for Business. Choose who to pay by selecting the BSB & account number tab. Get paid quickly when you receive Osko® payments. BPAY® is an easy and secure way to stay in control of your bill payments from the security of your online banking. Select Next to continue. m. From a BOQ or myBOQ account to an account held at another Australian financial institution. Call 13 13 86. Osko by BPAY TM is a near real-time payment. Click Transfers & Payments from the left hand menu. Tap Transfer then confirm when – now, later or create a recurring transfer. f) If We are no longer able to offer You Osko Payment services (for example, during scheduled maintenance window) You will not. See moreOsko and PayID can be used to make and receive payments in Australia. We’re currently working on adding Osko in Internet Banking, but it may not be available for all eligible accounts until the rollout is complete. From memory the way it works is that if you're paying over the amount to a new payee for the first time they hold onto the money before releasing it. Payment files contain payments that you want PaymentsPlus to process. Ideal for phone and high-volume mail orders or donations. You can register as your PayID your ABN, email or phone number to your eligible transaction. Or select Phone number, Email address, Business number or Organisation ID tabs to pay using a PayID. ; Set your company authorisation mode. Where you instruct us to make a Payment to another financial institution, or an Osko Payment, using a BSB and account number we only verify that the BSB is valid to accept payments. PayTo hopes to build on the success of Osko payments to allow for faster, pull based payments but let's first explain what happens when you take a direct debit payment and the timings surrounding this. To use Osko, you don’t need to do anything differently, just send the payment via Internet Banking using the ‘Pay Anyone’ feature and ANZ will route the payment the fastest way possible. Security Investment Account. Your recipient’s account may be able to receive fast payments or payments to a PayID but not via Osko. ) to buy a car from my Bendigo account, and he had it in his account before I'd even texted him. Are there any transaction limits with Osko ® payments and payments to PayIDs? Osko payments and payments to PayIDs are subject to available funds and are included within your Westpac Live Online Banking Daily Payment Limit. Pay a bill now Learn more. When paying to BSB and account numbers, you don’t need to choose if a payment will be processed via Osko - Westpac Online Banking will automatically process your standard Pay Anyone payment as Osko if you and your payee have eligible Osko accounts and the payment is dated today. If you’re using a Pay ID for the first time, select add New Payee and a PayID Type (mobile number, email address, ABN) and enter the PayID information. Osko enables a payment to appear in the recipient’s account within a matter seconds, rather than days. 4. They just don't ask for extra payments to release. Instructions. If you sent the wrong amount of money, you can also reverse the transfer and rectify the errors. Commonwealth Bank and NAB bank branches. User #470609 16537 posts. Pay using BSB & account number Select an existing saved payee from the Pay from drop down list or fill in the fields under New payee details to pay a new payee. Monday-Friday. Business accounts or accounts accessed by parents/legal guardians, Power of Attorneys, etc. PayTo 19 10. What are the payment processing cut-off times? When your payment is processed depends on when and how it was sent. OSKO is a fast-payment service that provides users with close to real-time payments between other users and banks that support OSKO. You get a message on whatsapp, enquiring about the item on Gumtree. Noting that if you make the payment after business hours, it could take an extra day (depending on the other bank’s processing times, too). -The payment is not a valid. It's common for a lot of exchanges. The "new payments platform" has finally reached critical mass, with Westpac and ANZ rolling out access th the system's first application, Osko. Internal Transfers 11 7. e) We will tell You if, for any reason, We are no longer able to offer You the Osko Payments service. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. The New Payments Platform is a centralised platform that facilitates real-time clearing and settlements of payments between participating Australian financial institutions. Codes of Practice 4 3. This means Pay Anyone payments exceeding $30,000 cannot be made using Osko. They just don't ask for extra payments to release. Send and receive funds 24/7 – and yes, that includes the weekends. Bendigo e-banking 8 6. PayID works with various reputable banks and financial institutions in Australia. Sometimes OSKO does not provide. After all that fuss about them allowing criminals to launder money. 9 million people have created a PayID, making Osko payments even simpler^ - 75% of Osko payments are between individuals such as friends and family* - The typical Osko payment between individuals is $25* “Osko by BPAY is proof that together as an industry we can deliver ground-breaking innovation that benefits customers. They insists other payment methods (Bank transfer, PayID, PayPal etc. Desktop. PayPal is first major payment platform in Australia to enable instant transfers across the New Payments Platform (NPP) and Visa Direct. Call 13 13 86. a variable rate with AMP Cash Manager on balances from $10,001 to $250,000. Find out more about the New Payments Platform, Osko and PayID. Osko is an innovative payment service, built on the New Payments Platform. The NPP is a distributed switch of individual ‘Payment Access Gateways’ that route and. I strongly doubt the bank is going to block you from services of one of their partners. Q. f. Very frustrating when they do not go through, but I suppose it. It will stop you from. Send and receive money fast. George has rolled out fast payments to our eligible customers, an increasing number of your payments that you make or receive will. 3 If we are not able to offer you Osko, you will not be able to send or receive Osko Payments through us. FAQ National Australia Bank. Find out more about the New Payments Platform, Osko and PayID. Transfer money between CommBank accounts in the CommBank app. Alert: Planned maintenance - Sunday 22 October 2023, 12:30AM - 7:30AM AEDT. Corporate Cheque Account - Regulated Interest. by calling on 1300-236-344. Open a Savings Maximiser. Segment Account. so commbank can hold onto it for a day to make a little interest. It lets you make and control payments from your bank account. No matter whom you transfer the money to, no matter which financial institution they bank with (provided they have Osko too), if you use Osko to make the payment, the money will appear in the recipient’s account almost instantly, and it is. It's up to the bank - both fields can be shown to both parties. a) We subscribe to Osko under the B PAY® Scheme. Step 2. 8:00am to 6:00pm. Pay&Save at the same time with a BCU Access Account and BCU iSaver account. Osko® payments are processed within minutes, irrespective of when they're sent. BPAY and BPAY View 25 11. Osko by BPAY ® is a secure payment service which enables you to send and receive near real-time payments on the New Payments Platform The service is available within the CommBank app You won’t need to look for. Got $5K more left (long service leave maturing during COVID means not taken and BIG payout) plus my savings from ANZ. Temporarily lock your card or block certain transactions such as overseas purchases or Visa payWave. Usage of NPP payments has grown significantly, with over 4. 10 Suspension of Osko Fast Payments and delays (a) We will notify you in writing if, for any reason, we are no longer able to offer you the ability to make Osko Fast Payments, in which case you will not be able to send or receive Osko Fast Payments through us. Segment Account. If this is happening it generally means it's. Call 13 13 86. just an FYI that the guide is now updated (source: author of said guide) AMP is gonna be the last bank to have OSKO at this rate, not that I use it anymore, just found it to be strange. Your bank, building society or credit union can tell you if they offer Osko. m. BPAY ® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. I'm with combank and pretty randomly payment to new accounts gets held up for 24hrs. Convenient and secure access through BCU iBank is available 24/7. As we’re fully digital without any branches, you need to transfer money into your account from another Australian bank account or have your salary paid directly into your account. 55 % pa comparison rate. OSKO facilitates near-instant bank transfers from your online banking platform. Apparently they only use SCT payments which means some banks can't send fast payments to or receive from. No transaction fees to pay. Infact that's taking a lot longer than it should be. If you sent the wrong amount of money, you can also reverse the transfer and rectify the errors. Why does money transferred online take days to turn up? WHEN you transfer money, it vanishes from your account instantly - and takes days to turn up at the other end. “Sent money using PayID (Osko) nearly two hours ago and it hasn’t landed in the other bank account yet,” one user commented on DownDetector, which monitors outages on websites. Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST. Whether you’re paying a phone bill, or chipping in to pay for a meal at a restaurant, more of the payments you send and receive can happen almost instantly 24 hours a day, seven days a week! With Osko, you don't need to do a thing. Now we have been told that the problem with Osko payment system might have affected these!Why Do OSKO Payments Get Rejected. There is a variety of reasons why OSKO payments are rejected. Osko® Osko® payments to participating Australian banks are received within a minute (or may take longer), anytime day or night, even on weekends. However, reports emerged around 7pm on Wednesday that payments being sent were not being received at all. Osko payments are processed through a third-party service separate to both your bank and Selfwealth called the NPP, or 'New Payments Platform'. Does anyone know how long it would take an OSKO payment to go through for that amount. Brand New Car, Great rate. Apparently APCA imposes its own rules upon banks for payment clearing and the voluntary e-payments code and legal obligations must also be abided by, but at the end of the day, each financial. Or select Phone number, Email address, Business number or Organisation ID tabs to pay using a PayID. All 85 banks that use the Osko fast payment service were impacted. e. They are the worst for it. Watch the video to learn how to make a payment between $5,000 to $100,000 by downloading and using Macquarie. Update 5:00pm AEDT: We’re experiencing technical issues with NPP/Osko payments. ; Set your company and user authorisation value. $5,000 in 24-hour period. Do OSKO payments always go straight through? Osko sends transfers fast between participating banks, which is perfect for when you need to get a fast payment over to someone. choose the BPAY or bill payment option. ! While our MyBOQ platform supports Osko, there is a daily limit of $1000. Send money and make payments fast with Osko®! Use PayID to make sending and receiving payments easier than ever by linking a unique piece of information such as your mobile number or email address to your bank account to receive payments. Regular transfers, before OSKO were run in several batches throughout the day. Those are just some of the ways BPAY is in your corner. If an account at another financial institution cannot accept Osko payments, what happens? If an account is not eligible to receive Osko payments, we will try to send the payment another way using the current payment channels. They have a first time payment hold if the payment is over $150. Some branches now open weekends. The money wasn't in my account but I thought with the screenshotted statement showing $850 out of her account, it was safe to go ahead and I assumed I'd get the money later in the day. Takedown request | View complete answer on osko. Osko Payments can be made to an account using either a PayID or BSB and Account number. If you sign in to Westpac Online Banking as a Personal customer, your PayID name will be your first and last name. We do have PayID and Osko payments available via Internet Banking and the latest version of the ANZ app. Osko allows you to type much longer messages with payments that can support foreign languages and emoji characters! 😊. More than 85 Australian banks offer this feature, allowing fast and easy payments. You do not have to have a registered PayID in order to make an Osko Payment. Daily limits apply to the transactions you make on your account. The Osko payment system was introduced to allow near-immediate online bank transfers around the clock. Osko is an Australian payment service that allows real time transfers. What are the payment processing cut-off times? When your payment is processed depends on when and how it was sent. 4. But the win they transferred the $800 bank must flagged it and it got stuck for 24 hours. No need for cash or bank cheque, and the seller could see the money straight away.